For an individual health insurance market that is already hitting its stride, the new pandemic relief legislation’s expansion of Affordable Care Act (ACA) subsidies is yet another positive catalyst that should make the exchanges more attractive to insurers and customers alike, experts tell AIS Health. And it could have wide-ranging implications for the business and policy dynamics underpinning the ACA marketplaces, affecting everything from the risk pool to insurer competition to state-based reinsurance programs.
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