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Inside Health Insurance Exchanges

Timely News and Strategies for Developing and Operating Federal, State and Private Exchanges

Insurance exchanges — private as well as public — are already reshaping the way individuals and employers think about health coverage. They are redefining age-old business models and are sure to create tremendous new opportunities and challenges for all of the major players in health care.

State-operated and federally facilitated exchanges are slated to enroll as many as 30 million people next October. And with employers that now see defined contribution as the final frontier of cost reduction, private exchanges — operated by outside groups such as Aon Hewitt and Bloom Health, or run by insurers — will be enrolling tens of millions more.

While exchanges offer an unprecedented growth opportunity for health insurers, the rules that govern them are complicated and confusing, and will vary substantially from one state to another. And when these new exchanges become operational, they are sure to also create tremendous new opportunities and challenges for hospitals and other care providers.

When you subscribe to Inside Health Insurance Exchanges you'll receive a constant flow of market intelligence and answers to these and other big-dollar questions:

• How many carriers will participate in state exchanges? Some states have already announced plans to limit participation. But other states are looking to attract new competitors. How is this likely to shake out?
• How will the “essential health benefits” package impact insurers? Learn the details of how EHBs are likely to impact exchanges and your bottom line.
• Will exchanges mean more members and bigger profits? While the combination of private and state exchanges will mean new distribution channels for insurers, a shift among employers toward defined-contribution benefits could have a big impact on profitability for larger insurers.
• How are things going to unfold in the states that have rejected the idea of building their own exchange or partnering with the feds? What will they sacrifice by allowing HHS to control a major segment of their insurance market?
• Will health plans be allowed to sell similar products outside of the exchange? To minimize adverse selection, some states might make rules for markets outside the exchange consistent with those that apply inside the exchange. But this could give an advantage to carriers that don’t participate in exchanges.

As a subscriber to Inside Health Insurance Exchanges, you will receive:

• 24 biweekly issues delivered First Class by U.S. Mail and also by e-mail (PDF),
• E-News Alerts whenever important news breaks
• AIS's 100% Satisfaction Guarantee, and
• Access to a subscriber-only Web page with:
• Searchable archives of past articles,
• Convenient library with PDFs of back issues
• Recent stories of interest grouped for convenient reading, and
• Regular postings from your editor.

Your competition is now positioning itself to make the most of the giant transformation in health insurance that is about to unfold. Subscribe to Inside Health Insurance Exchanges today, and make sure you have the reliable news and sound business strategies that will help you succeed in the insurance marketplace of tomorrow!