Health Reform

From Inside Health Insurance Exchanges - Despite two Supreme Court decisions and scores of votes to repeal or dismantle parts of the Affordable Care Act (ACA), the law remains intact. But there is fresh blood in the water for those who have been trying to shred the ACA since its enactment six years. Republican lawmakers say federal funding for cost-sharing reduction (CSR) payments and the Basic Health Program (BHP) are illegal without an appropriation from Congress. Read more

From Inside Health Insurance Exchanges - You see them everywhere — head down, earbuds secured, a smart phone clutched in one hand and a latte in the other. They’re young, they’re healthy, they’re uninsured and they see little reason to slice off part of their paycheck for something they can’t use until they first spend thousands of dollars to meet an annual deductible. Read more

Health Reform Blog

By Steve Davis - June 1, 2015
While determining rates for the 2016 plan year, health plan actuaries had a better understanding of who purchased coverage through a public exchange...and their health risks. It turns out that enrollees are older, sicker and use more prescription drugs than actuaries estimated for the first two...
By Steve Davis - April 10, 2015
A few months back, I interviewed a small business owner who decided to transition to the federal Small Business Health Options Program (SHOP). He liked the idea of giving his workers more health insurance choices and was intrigued by the small-business tax credit, which is available only through...
By Steve Davis - March 17, 2015
For the record, I don’t think the Supreme Court will decide only state-based exchanges can distribute federal premium subsidies. The court had its chance to strike down the individual mandate in 2012 but didn’t. But if I’m wrong, will a decision against HHS mean the end of public insurance...

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