Health Reform

From Inside Health Insurance Exchanges - Two months after advocacy group Families USA urged HHS to extend future enrollment periods to better align with tax-filing season, a new study examines psychological barriers that could keep some enrollees from buying health coverage before the Feb. 15, 2015, enrollment deadline. Tax preparation firms tell HEX that there are several reasons HHS should permanently move the deadline into April. Read more

From Inside Health Insurance Exchanges - Carriers that priced their products too high for the 2014 plan year are proposing lower — in some cases substantially lower — rate hikes than competitors. And that premium right-sizing actually could translate to higher premiums as well as smaller federal premium subsidies for members unless they switch plans, according to an analysis from consulting firm Avalere Health. For carriers, the change in pricing could negatively impact renewals. Read more

Health Reform Blog

By Steve Davis - July 9, 2014
Are private insurance exchanges the future of employer-sponsored benefits? Health insurers appear to think so. And while interest in the concept still far outweighs action among employers, that could change quickly. Large employers see private exchanges as a strategy that could help them avoid the...
By Steve Davis - June 5, 2014
The idea of an insurance marketplace for small employers was included in the Affordable Care Act in response to a perceived demand from small employers. But employers didn’t seem too put off last year when HHS said it would delay the Small Business Health Options Program (SHOP) for a year in states...
By Steve Davis - April 17, 2014
Will premiums for exchange-based health coverage skyrocket this fall? The Congressional Budget Office doesn’t think so. In a report released April 14, CBO and the Joint Committee on Taxation predicted lower costs than initially projected due largely to the way health insurers have restructured the...

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